![As your home gets older, so does the exterior water service line that brings fresh water to your house. Leaks and breaks are usually caused by aging of the pipe, corrosion, extreme temperatures, settling or shifting of the ground. Most, although not all,](https://www.slwofa.com/-/media/MDB/Hero/SSL.jpg)
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Exterior Water Service Line Coverage & Exterior Sewer/Septic Line Coverage Rail
Terms & Conditions
Exterior Sewer/Septic Line
Terms & ConditionsExterior Water Service Line
Terms & Conditions30 Day Money Back Guarantee
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Why You Should Get a Plan
Replacing a water service line costs an average of $2,832. Replacing your sewer/septic line can cost an average of $5,754‡
If your water service line fails, it can cause:
- a visible water leak in your yard
- water leaks in your basement
- low water pressure
If your sewer/septic line fails, it can cause:
- clogged/backed up drains inside your home
- sewage flooding in your basement
- sewage backed up in your yard
This illustration shows repairs that are performed on these lines and how much licensed and insured plumbers would typically charge. ‡ National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.
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What's Covered
Exterior Sewer/Septic LineExterior Water Service Line
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Benefits
Annual Benefit:
- Exterior Sewer/Septic Line - $6,000
- Exterior Water Service Line - $12,000
Service:
- Exterior Sewer/Septic Line: Multiple service calls up to annual benefit
- Exterior Water Service Line: Multiple service calls up to annual benefit
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Overview
As a home ages, so do the exterior water service and sewer/septic lines. Leaks and breaks are usually caused by aging of the pipe, corrosion, extreme temperatures, or settling or shifting of the ground. Because these lines are buried underground on your property and not typically inspected, a failure is almost impossible to predict. If these lines fail, replacement can cost thousands of dollars.
Important coverage information
Eligible
- To be eligible, you must own both the residential single structure and the land it is located on
Not Eligible
- If your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior sewer/septic line before enrollment; your entire exterior sewer/septic line is shared with a 3rd party or covered by a homeowners' association or the like; your exterior sewer/septic line previously had roots removed or failed a smoke or dye test, camera inspection or any other proactive test without resolution
- If your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior water service line before enrollment; or your entire exterior water service line is shared with a 3rd party or covered by a homeowners' association or the like
Exclusions
- Septic/collection tanks; leaching fields; grinder pumps; backflow prevention devices; non-conforming drain lines; branch lines; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
- Branch lines, frozen lines, any tanks or appliances, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace a sewer line that has experienced an operational failure, for which you have sole responsibility, from the external wall of your home up to your property boundary, or septic line from the external wall of your home up to the point of connection to the septic tank on your property, including branch drains from the point they exit the home to the point they re-enter the home, that is damaged due to normal wear and tear, not accident or negligence.
Not Covered: Septic/collection tanks; leaching fields; grinder pumps; backflow prevention devices; non-conforming drain lines; branch lines; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your coverage starts the day your form is processed, and you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe. You may cancel within 30 days of your start date for a full refund less any claims paid (where applicable); cancellations after the first 30 days will result in a pro-rata refund less any claims paid (where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.
Eligibility: This description of coverage, exclusions and conditions is not the actual contract; the actual contract will be sent to you within approximately 10 business days after we receive your Form. To be eligible, you must own both the residential single structure and the land it is located on. You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior water service line before enrollment; or your entire exterior water service line is shared with a 3rd party or covered by a homeowners' association or the like. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace an exterior water service line that has experienced an operational failure, for which you have sole responsibility, from your utility's responsibility or external wall of your well casing to the external wall of your home that is damaged due to normal wear and tear, not accident or negligence. Repair or replacement of non-functioning stop boxes, shut-off valves, pressure reducing valves and backflow prevention devices is also covered.
Not Covered: Branch lines, frozen lines, any tanks or appliances, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your coverage starts the day your form is processed, and you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe. You may cancel within 30 days of your start date for a full refund less any claims paid (where applicable); cancellations after the first 30 days will result in a pro-rata refund less any claims paid (where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.
Frequently asked questions
HomeServe NA Insurance Services (“HomeServe”), also known as Home Emergency Insurance Solutions, California License #0F79326, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from California Water Service and offers and administers this optional home protection plan as an authorized representative of AMT Home Protection Company, 800 Superior Avenue, Cleveland, Ohio 44114, the protection plan issuer. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from California Water Service. California Water Service and HomeServe entered into an agreement to introduce these plans to California Water Service customers.
Exterior Water Service Line Coverage & Exterior Sewer/Septic Line Coverage for only $15.98/mo.