30 Day Money Back Guarantee
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Why You Should Get a Plan
A faulty 200 amp electrical panel can cost up to $1,248 to replace.*
Problems with your interior electrical wiring can cause: faulty outlets and wall switches, shorts in wiring causing fixtures to stop working or lights to flicker, and partial or full home "blackout"
*National average repair costs within the HomeServe network as of June 2020. No charge for covered repairs up to your annual benefit amount.
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What's Covered
- Distribution center (panel or fuse box)
- Faulty wiring to wall light
- Faulty or damaged electrical outlet
- Broken light switch
- Faulty or damaged GFCI outlet
- Faulty wiring to exhaust fan
- Other qualifying repairs to the wiring that carries electricity to points of use in your home
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Benefits
- $2,500 annual benefit amount
- Multiple service calls up to annual benefit
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
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Overview
With coverage, you don't have to stress when faced with an interior electrical line problem. You simply call the 24/7 hotline to schedule a repair. A qualified contractor will be dispatched to your home to handle the repair, with no out-of-pocket bills to you for covered repairs up to the benefit amount.
Interior electrical repairs are usually best left to the professionals. With a plan from HomeServe, you get access to HomeServe's trusted network of contractors with repairs guaranteed for one year so you'll have long-lasting peace of mind.
Important coverage information
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage wiring within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts 30 days after your order is processed. You can make a service call immediately after your plan starts. During the initial 30-day review period you will receive the Terms and Conditions to help you decide if coverage is right for you. Upon renewal/reactivation, (if applicable) you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will get a pro-rata refund (less claims paid, where applicable).
Renewal: Your coverage is based on an annual contract. For E-Z Pay, credit card or debit card customers: regardless of the payment frequency you select, your service agreement will be automatically renewed annually on the same payment terms selected, at the then-current renewal price.
Frequently asked questions
HomeServe USA Repair Management (Florida) Corp. ("HomeServe"), license number P129179, with corporate offices located at 7134 Lee Highway, Chattanooga, TN 37421, is an independent company separate from Innovations Federal Credit Union. Innovations Federal Credit Union is not responsible for the service plans offered by HomeServe and its affiliates. HomeServe offers this optional service plan as an authorized representative of the service contract provider, ServicePlan of Florida Inc., 175 West Jackson Blvd., 8th Floor, Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Innovations Federal Credit Union.
Interior Electrical Line Coverage for only $5.99/mo.