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Interior Electrical Line Coverage

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Important coverage information

Eligible

  • An owner of both a residential home permanently secured to the ground and the land it is located on
  • Residential homeowner with sole responsibility for the interior electrical system
Additional limitations apply. See more. See less

Not Eligible

  • If you are aware of any pre-existing conditions, defects or deficiencies with your interior electrical line or have an electrical services entrance rated less than 80 amps.
  • Recreational vehicles or homes on wheels and properties used for commercial purposes
Additional limitations apply. See more. See less

Exclusions

  • Repairs to any wiring that is connected to or part of any low voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply
Additional limitations apply. See more. See less
Eligibility: An owner of both a residential home permanently secured to the ground and the land it is located on may be eligible for coverage. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. In GA, residential properties containing more than two dwelling units are not eligible. In IA, residential properties containing more than four dwelling units are not eligible. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior electrical line prior to enrollment or have an electrical services entrance rated less than 80 amps. If you own a residence that has multiple units, you must purchase a service agreement for each individual unit for any one unit to be eligible. If you live in a development community with a condominium, co-op or homeowners association, your interior electrical line may not be an individual homeowner’s responsibility, so please check with your association before accepting this coverage.
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage wiring within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts 30 days after your order is processed. You can make a service call immediately after your plan starts. During the initial 30-day review period you will receive the Terms and Conditions to help you decide if coverage is right for you. Upon renewal/reactivation, (if applicable) you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will get a pro-rata refund (less claims paid, where applicable).
Renewal: Your coverage is based on an annual contract. For E-Z Pay, credit card or debit card customers: regardless of the payment frequency you select, your service agreement will be automatically renewed annually on the same payment terms selected, at the then-current renewal price.

Frequently asked questions

What should I know about this plan?
What's covered: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage wiring within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

HomeServe USA Repair Management (Florida) Corp. ("HomeServe"), license number P129179, with corporate offices located at 7134 Lee Highway, Chattanooga, TN 37421, is an independent company separate from Innovations Federal Credit Union. Innovations Federal Credit Union is not responsible for the service plans offered by HomeServe and its affiliates. HomeServe offers this optional service plan as an authorized representative of the service contract provider, ServicePlan of Florida Inc., 175 West Jackson Blvd., 8th Floor, Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Innovations Federal Credit Union.

Interior Electrical Line Coverage for only $5.99/mo.

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