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30 Day Money Back Guarantee
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Why You Should Get a Plan
Repairing the condenser motor fan and circuit board in your A/C unit can cost an average of $1,024‡.
How a cooling system failure can affect your home:
- A bad condenser can cause the fan to blow but not cool
- Circuit board failure can cause the breaker to keep tripping
As a homeowner, you are responsible for the cooling system on your property and you will have to arrange and pay for any necessary repairs. This illustration shows a typical cooling system found on your property. ‡National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.
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What's Covered
- Capacitors and circuit boards
- Internal fuses or breakers
- Condensate pumps
- Condenser motor and fan
- Fan controls, relays and filter dryer
- High and low pressure switches
- Relays, transformers and valves
- Filter dryers
- Time delay controls
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Benefits
- $2,500 annual benefit amount
- Multiple service calls up to annual benefit
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
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Overview
Air conditioning is critical to keep your home comfortable and free of humidity. There are several electrical components in your A/C system that can breakdown from the stress of heat, including the circuit board, condensor motor/fans and more. As a homeowner, you are responsible for the repair and maintenance of all the complicated parts that keep your central air conditioning functioning properly.
With a repair plan from HomeServe, you can protect yourself from the cost and hassle of emergency repairs. Cooling System Coverage provides, up to the benefit amount, for the covered cost to repair or replace most major parts of the central air conditioning system damaged due to normal wear and tear, not accident or negligence.
Important coverage information
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following electric central air conditioning system parts, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: capacitors; circuit boards and internal fuses or breakers; condensate pumps; condenser motor and fan; contactor switches; delay timer; fan controls and relays; filter dryer; high and low pressure switches; limit controls; up to one pound of refrigerant (excluding maintenance recharges which are not covered); relays; transformers and valves.
Not Covered: Air ducts, A/C coils, registers, grills, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, thermostats or thermostat wiring; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts the day your form is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
Cancellation: You may cancel within 30 days of your start date for a full refund (or less any claims paid if cancelled at any time after renewal/reactivation, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will be entitled to a pro-rata refund less any claims paid (where applicable). You may also contact HomeServe to cancel if you find your utility or municipality provides similar coverage to you at no charge, and you will receive a refund less any claims paid (where applicable).
Renewal: Your coverage is based on an annual contract. For E-Z Pay, credit card or debit card customers: regardless of the payment frequency you select, your service agreement will be automatically renewed annually on the same payment terms you selected, at the then-current renewal price.
Frequently asked questions
HomeServe USA Repair Management (Florida) Corp. ("HomeServe"), license number P129179, with corporate offices located at 7134 Lee Highway, Chattanooga, TN 37421, is an independent company separate from Innovations Federal Credit Union. Innovations Federal Credit Union is not responsible for the service plans offered by HomeServe and its affiliates. HomeServe offers this optional service plan as an authorized representative of the service contract provider, ServicePlan of Florida Inc., 175 West Jackson Blvd., 8th Floor, Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Innovations Federal Credit Union.
Cooling System Coverage for only $13.99/mo.