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Interior Electrical Line Coverage & Exterior Electrical Line Coverage

$5.73/mo.

Terms & Conditions

Exterior Electric Line

Terms & Conditions

Interior Electric Line

Terms & Conditions

30 Day Money Back Guarantee

  • Why You Should Get a Plan

    Replacing a faulty 200 amp electrical panel, repairing interior wiring and replacing faulty and damaged GFCI outlets can cost an average of $1,884 and replacing a weatherhead and meter base can cost an average of $687‡.

    Problems with your exterior electrical wiring system can cause: 

    • a power outage 
    • exposed electrical wires 
    • flickering lights 

    Problems with your interior electrical wiring can cause:

    • faulty outlets and wall switches
    • shorts in wiring causing fixtures to stop working or lights to flicker
    • partial or full home “blackout”

    As a homeowner, you may be responsible for the interior and exterior electrical system in your home, and you may need to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this system and how much licensed and insured electricians would typically charge. ‡National average repair costs as of January 2023.

  • What's Covered
    Exterior Electric Line
    Interior Electric Line
  • Benefits

    Annual Benefit

    • Exterior Electric Line - $3,000
    • Interior Electric Line - $2,500

    Service

    • Exterior Electric Line : Multiple service calls up to annual benefit
    • Interior Electric Line: Multiple service calls up to annual benefit
  • Overview

    Your comfortable lifestyle relies on a variety of systems in your home. If one of those systems – such as the electrical line – malfunctions due to normal wear and tear, repairs can be inconvenient and expensive. Keep your home’s systems and appliances running with this optional protection plan and help protect yourself from the high cost of repairs. Eligible homeowners can select Exterior Electrical Line Coverage, which provides up to $3,000 in annual coverage with multiple service calls for covered repairs, and Interior Electrical Line Coverage, which includes which includes up to $2,500 in annual coverage with multiple service calls for covered repairs.

Important coverage information

Eligible

  • An owner of both a residential single structure that is not intended to be moved and the land it is located on
  • An owner of a residential single structure, or a unit within a structure, that is not intended to be moved
Additional limitations apply. See more. See less

Not Eligible

  • If your property is used for commercial purposes; you know of any current problems with your exterior electrical system before enrollment; your exterior electrical system is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps
  • If your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; your interior electrical system is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps
Additional limitations apply. See more. See less

Exclusions

  • Damage or failure due to disconnection or interruption to the main electrical supply; transformers; generators; non-utility supplied power and/or lines; appliances; meter pedestals; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. The meter that measures the amount of electricity used is not covered by this plan, but it is maintained by FPL. Additional exclusions apply.
  • Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply
Additional limitations apply. See more. See less
Eligibility: An owner of both a residential single structure that is not intended to be moved and the land it is located on may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your exterior electrical system before enrollment; your exterior electrical system is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous permanent high voltage overhead or underground wiring, including to detached garages and fixtures, and the weatherhead, insulator, riser, meter base, and service entrance conductor located between your utility’s responsibility and the exterior wall of your home, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. Frayed high voltage wiring that is still functional and broken, failed, or hazardous permanently wired exterior electrical fittings and fixtures is also covered.
Not covered: Damage or failure due to disconnection or interruption to the main electrical supply; transformers; generators; non-utility supplied power and/or lines; appliances; meter pedestals; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. The meter that measures the amount of electricity used is not covered by this plan, but it is maintained by FPL. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a repair service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe or visiting www.homeserve.com. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a refund of 90% of the unearned pro rata price (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill, described as Exterior Electrical Line Protection Plan.
Eligibility: An owner of a residential single structure, or a unit within a structure, that is not intended to be moved may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; your interior electrical system is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence.
Not covered: Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a repair service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe or visiting www.homeserve.com. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a refund of 90% of the unearned pro rata price (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill, described as Electrical Line Plan.

Frequently asked questions

What should I know about Exterior Electrical Line Coverage?
Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous permanent high voltage overhead or underground wiring, including to detached garages and fixtures, and the weatherhead, insulator, riser, meter base, and service entrance conductor located between your utility’s responsibility and the exterior wall of your home, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. Frayed high voltage wiring that is still functional and broken, failed, or hazardous permanently wired exterior electrical fittings and fixtures is also covered. Not covered: Damage or failure due to disconnection or interruption to the main electrical supply; transformers; generators; non-utility supplied power and/or lines; appliances; meter pedestals; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. The meter that measures the amount of electricity used is not covered by this plan, but it is maintained by FPL. Additional exclusions apply.
What should I know about Interior Electrical Line Coverage?
Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence. Not covered: Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

This optional coverage is offered by FPL Home, Florida License #E099597, and not Florida Power & Light Company (“FPL”). FPL Home is an unregulated subsidiary of FPL. The coverage is administered by HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #P129179, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851. The coverage is provided by the contract issuer, Northcoast Warranty Services, 800 Superior Avenue E, 21st Floor, Cleveland, OH 44114. FPL Home, HomeServe and Northcoast Warranty Services are each separate and independent companies. This service plan is not provided by your local electric or water utility. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from FPL. FPL Home and HomeServe entered into an agreement to introduce these plans.

Interior Electrical Line Coverage & Exterior Electrical Line Coverage for only $5.73/mo.

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