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Heating and Cooling Plan (Gas/Electric Only)

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Heating and Cooling Plan (Gas/Electric Only) Rail

$18.99/mo.

30 Day Money Back Guarantee

  • Why Choose this Plan

    Replacing most heating and central A/C components cost $300-$700‡.

    How a heating and cooling system failure can affect your home:

    • a bad condenser can cause the fan to blow but not cool
    • As a homeowner, you are responsible for the heating and cooling systems inside your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.
    • circuit board failure can cause the breaker to keep tripping
    • freon or coolant leak can prevent cool air from flowing into your home

    As a homeowner, you are responsible for the heating and cooling systems inside your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.

  • What's Covered
    • Capacitors and circuit boards
    • Internal fuses or breakers
    • Condensate pumps
    • Condenser motor and fan
    • Contactor switches and delay timer
    • Fan controls, relays and filter dryer
    • High and low pressure switches
    • Limit controls
    • Refrigerant (excluding maintenance recharges)
    • Relays, transformers and valves
    • Standard thermostats, transformers and wiring/circuity
    • Blower bearings, belts, pulleys, motors, shafts and controls
    • Standard air filters and spark ignitors
    • Capacitors, equipment fuses and low pressure regulators
    • Disconnect fan, limit and rollout switches
    • Main and pilot burners, pilot burner generators and thermocouples
  • Overview

    A lot can go wrong with the heating and central air conditioner systems in your home. Drains can clog, motors can burn out, fuses can blow, and improper settings can mean your system runs too often, leading to higher energy costs and wear and tear. It may be your responsibility to keep your HVAC system functioning properly. Let a repair plan from HomeServe help protect you from the expense and bother of emergency home repairs.

    Eligible homeowners can select the Heating and Cooling Plan, which provides up to $2,400 in total maximum annual benefit for cooling system and heating system coverage with multiple service calls. This optional coverage can help protect you from the high costs of covered repairs.

  • Benefits
    • $2,400 annual benefit amount
    • Cooling System Coverage: Multiple service calls up to annual benefit
    • Gas/Electric Heating System Only: Multiple service calls up to annual benefit
    • 30-day wait period with a money-back guarantee
    • One-year guarantee on all covered repairs

Important coverage information

Eligible

  • An owner of both a residential single structure, or a unit within that structure
Additional limitations apply. See more. See less

Not Eligible

  • If your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your system(s) before enrollment; your system(s) is shared with a 3rd party or covered by a homeowners’ association or the like; your system(s) is not installed according to manufacturer specifications; your heating system has a furnace or boiler rated at inputs of 400,000 Btu/hr. or more, is installed on a roof or is a through-the-wall, hanging, geothermal heat pump, combination ambient heat/domestic hot water heating, or oil unit; or your cooling system uses refrigerant which does not meet federal, state or any other applicable regulatory or code requirements; has non-compliant components; exceeds 5 tons capacity; is installed on a roof; or is an ammonia cooling, geothermal heat pump, ductless, window, through-the-wall, or hanging unit
Additional limitations apply. See more. See less

Exclusions

  • Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances and the following product-specific exclusions: Heating System: air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping; and radiators. Additional exclusions apply. Cooling System: air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, thermostats, thermostat wiring; disconnect boxes and all wiring, breakers and switches contained within them; and refrigerant conversions. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: To be eligible, you must own the residential single structure or a unit within a structure. You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your system(s) before enrollment; your system(s) is shared with a 3rd party or covered by a homeowners’ association or the like; your system(s) is not installed according to manufacturer specifications; your heating system has a furnace or boiler rated at inputs of 400,000 Btu/hr. or more, is installed on a roof or is a through-the-wall, hanging, geothermal heat pump, combination ambient heat/domestic hot water heating, or oil unit; or your cooling system uses refrigerant which does not meet federal, state or any other applicable regulatory or code requirements; has non-compliant components; exceeds 5 tons capacity; is installed on a roof; or is an ammonia cooling, geothermal heat pump, ductless, window, through-the-wall, or hanging unit.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the following broken or failed parts of a natural gas, propane, electric central forced-air or circulating hot water central heating system and electric central air conditioning system that have experienced an operational failure, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: Heating System: air scoops, aquastat, barometric damper, belts, pulleys, blower motors, blower assemblies, circuit boards, circulators, ECO safeties, fan controls, limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main burners, pilot burners, pilots, thermocouples, pressure switches, regulator valves, relays, spill switches, and transformers. Cooling System: capacitors, circuit boards, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, transformers and valves. Coverage provides for repairs or replacement of parts only. Your system(s) will not be replaced.
Not Covered: Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances and the following product-specific exclusions: Heating System: air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping; and radiators. Additional exclusions apply. Cooling System: air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, thermostats, thermostat wiring; disconnect boxes and all wiring, breakers and switches contained within them; and refrigerant conversions. Additional exclusions apply. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe or visiting www.homeserve.com. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.

Frequently asked questions

What should I know about Heating System Coverage?
Coverage provides, up to the applicable benefit limit, to repair or replace the following broken or failed parts of a natural gas, propane, electric central forced-air or circulating hot water central heating system that have experienced an operational failure, including air scoops, aquastat, barometric damper, belts, pulleys, blower motors, blower assemblies, circuit boards, circulators, ECO safeties, fan controls, limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main burners, pilot burners, pilots, thermocouples, pressure switches, regulator valves, relays, spill switches, and transformersfor which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence. Coverage provides for repairs or replacement of parts only. Your system(s) will not be replaced. Not covered: Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances and the following product-specific exclusions: air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping; and radiators. Additional exclusions apply.
What should I know about Cooling System Coverage?
Coverage provides, up to the applicable benefit limit, to repair or replace the following broken or failed parts of an electric central air conditioning system, including capacitors, circuit boards, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, transformers and valves. Coverage provides for repairs or replacement of parts only. Your system(s) will not be replaced. Not covered: Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances and the following product-specific exclusions: air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, thermostats, thermostat wiring; disconnect boxes and all wiring, breakers and switches contained within them; and refrigerant conversions. Additional exclusions apply.

*HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #W220985, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from Florida Public Utilities and offers this optional service plan as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc., license number 49123, 800 Superior Avenue E, 21st Floor, Cleveland, OH 44114. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from Florida Public Utilities. Florida Public Utilities and HomeServe entered into an agreement to introduce these plans to Florida Public Utilities customers.

Heating and Cooling Plan (Gas/Electric Only) for only $18.99/mo.

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