Interior Electrical Plan with Electrical Vehicle Charger Rail
25% off your first year
30 Day Money Back Guarantee
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Why You Should Get a Plan
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What's Covered
- Faulty wiring to wall light
- Distribution center (panel or fuse box)
- Other qualifying repairs to the wiring that carries electricity to points of use in your home
- Connectors
- Faulty or damaged electrical outlet
- Broken light switch
- Faulty wiring to exhaust fan
- $500 reimbursement for a covered replacement EV Charger
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Benefits
- $3,000 annual benefit amount
- EV Charger: 1 service calls ($500 per call)
- Interior Electric Line: Multiple service calls up to annual benefit
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
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Overview
If you drive an electric vehicle (EV), you know how important your level 2 charger is to daily life. An EV level 2 charger breakdown or malfunction is a huge inconvenience. You can’t drive to work, the kids to school, or even to the doctor or grocery store. That’s why you want your EV charger and the electrical line that feeds it to be functional 24/7.
Most basic homeowners insurance doesn’t cover repairs to the interior electrical line and your electrical vehicle (EV) home charger. Be prepared with an affordable repair plan called Interior Electric With EV Charger Protection Plan from HomeServe, which includes a $500 reimbursement for a covered replacement EV Charger and up to $2,500 of annual coverage for Interior Electric. -
Important coverage information
Eligible
- An owner of both a residential single structure that is not intended to be moved and the land it is located on
Not Eligible
- If your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; your interior electrical system is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps
Exclusions
- Interior Electrics: Appliances; appliance cords; non-standard wall switches; remote control outlets; extension cords; service entrance conductors; resetting circuit breakers or system controls; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; replacement of light bulbs, light fixtures and fittings, fuses, or plugs; wiring connected to or part of any low voltage system, including security alarms and systems, telephone wiring, and garage door systems and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances.
- EV Charger: Reimbursement for EV Chargers otherwise covered by a manufacturer’s warranty, service contract, or insurance policy; or involved in a manufacturer’s recall, defect or class action lawsuit; Reimbursement for failure due to external factors, such as rust, corrosion, warping, bending, animals, animal inhabitation or insect infestation; caused by improper removal or installation of replaceable components, modules, parts or peripheral devices and/or installation of incorrect parts; or caused by malwares such as viruses, spyware, worms, trojans for EV Chargers that are connected to the internet. Any additional expenses incurred in replacing or removing EV Chargers; or any cost associated with making space suitable for installation when a replacement EV Charger does not fit in the existing space, including modifications to flooring, walls, or cabinetry. Additional exclusions apply.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed, or hazardous high-voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets; disconnect boxes and all wiring, breakers and switches contained within them, for which you have sole responsibility, that is damaged due to normal wear and tear falling trees, tree branches, high winds or ice, not accident or negligence. 1 broken, failed, or hazardous level 2 electrical charging device used for the charging of plug-in electric vehicles, including plug-in hybrid vehicles is also covered.
Not covered: Interior Electrics: Appliances; appliance cords; non-standard wall switches; remote control outlets; extension cords; service entrance conductors; resetting circuit breakers or system controls; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; replacement of light bulbs, light fixtures and fittings, fuses, or plugs; wiring connected to or part of any low voltage system, including security alarms and systems, telephone wiring, and garage door systems and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. EV Charger: Reimbursement for EV Chargers otherwise covered by a manufacturer’s warranty, service contract, or insurance policy; or involved in a manufacturer’s recall, defect or class action lawsuit; Reimbursement for failure due to external factors, such as rust, corrosion, warping, bending, animals, animal inhabitation or insect infestation; caused by improper removal or installation of replaceable components, modules, parts or peripheral devices and/or installation of incorrect parts; or caused by malwares such as viruses, spyware, worms, trojans for EV Chargers that are connected to the internet. Any additional expenses incurred in replacing or removing EV Chargers; or any cost associated with making space suitable for installation when a replacement EV Charger does not fit in the existing space, including modifications to flooring, walls, or cabinetry. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Frequently asked questions
HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from your local utility or community and now offers this optional service plan as an authorized representative of Northcoast Solutions of Canada, ULC, 2200 HSBC Building, 885 West Georgia Street, Vancouver, B.C. V6C 3E8. Your choice of whether to participate in this service plan will not affect any service you have with your local utility or community.
Interior Electrical Plan with Electrical Vehicle Charger for only $8.62/mo.